Religion and World Practice Cannibalism

‘’In the essay Cannibalism It Still Exist’’, Linh Kieu Ngo Explains how the Vietnamese refugees lost their captain on an escape boat. They were forced to survive with very little, after their food and water supply was gone. She explains how the refugees were forced to develop cannibalism by eating human flesh. Even though they didn’t want to eat other human flesh, the refugees had no choice because that was their only way of surviving. Linh also explains how all the Vietnamese refugees died after five month except for one person. Linh went on to say Cannibalism, the act of humans eating humans, still interest people and has long history. Some people may find it odd to eat other humans but for some, cannibalism is like eating any other meat from the supper market. She explains cannibalism in two ways. One is endocannibalism and the other is exocannibalism. Endocannibalism is eating in there own group. Exocannibalism is eating humans outside their group Linh explains that some normal people when in a situation between life and death, eat other human flesh to survive. She went as far to explain different type of cannibalism. Dietary cannibalism accrues when people are captured for others just to eat. Culture cannibalism is when consumed, human eating different part of human body for fertility and ext. Miyanmin people eat their own dead in respect for them. And Miyanmin practice both indo and exo cannibalism. The leopard and Alligator society in South Africa eat human flesh as part of their culture. For example the Leopard and Alligator people honors their people by eating their slaves. Religious or ritual Cannibalism are very different from the other types of cannibalism. Religious Cannibalism has a purpose than just eating other human flesh. And sometimes only one victim gets killed. And ritual cannibalism is very dependent of where in the world you are. For example a South African Indian tribe uses cannibalism as a revenge for the dead. And others use it as part of a funeral ritual. Even though people all over the world practice Cannibalism for different reasons to fit their needs. Whether it’s for religious belief, culture, or dietary reason, people are capable of eating other human flesh. Keep in mind all cultures are somehow connected to cannibalism. But today it is seldom practice.

Demand of Corn Oil

Rising oil prices in the United States have forced discussion on seeking alternative energy sources. One option that keeps being discussed by researchers is the usage of corn oil as a viable solution. This paper will explore the economic factors such as supply, demand and price elasticity around corn oil and its substitute soybeans. Supply of Soybeans If the demand for corn increases due to is use as an alternative energy source, the supply of corn's substitutes such as soybeans will decrease. Based upon the determinants of supply – producers, resources, market expectations, subsidies and taxes and technology – the factors point to a decrease in supply. The number of producers of soybeans may decrease. Some farmers may choose to use some of their land to grow corn as opposed to soybeans, to meet the increase in corn demand. A decrease in producers would also cause a decrease in resources used to grow soybeans. Also, the market would expect corn as that is what is being touted as the viable energy source, so there's more pressure on farmers to have corn. The US government currently gives subsidies to corn farmers, which gives them an even bigger incentive to grow corn instead of soybeans. While the technology is there to grow soybeans, there is only so much farm space and corn is the primary focal point. Price of Corn Oil If the demand for corn increases, the price of corn oil will also decrease. Whenever demand for something increases, and the supply for that item decreases, it drives the price of it up in the marketplace. It becomes that much more valuable as it's that much harder to attain. If everyone wants corn, but there's only so much corn available, the corn farmers can charge more for it because they know consumers will be willing to pay more to have it. Price Elasticity of Demand and Total Revenue According to Wally Sparks' article, corn is an inelastic good because there are so few substitutes for it (Sparks, 2007). When a good is inelastic, that means that customers are not as sensitive to price changes, versus those of an elastic good. So even when corn prices were at an all time high years ago, people were still consuming corn because in the short run, they had few other options. When a good is inelastic, and the price of that good goes up, total revenues also go up. Let's say corn was $8/barrel and a farmer normally sells 100 barrels. That will yield $800 for that farmer. Well if he raises the prices to $10/barrel and still sells at least 100 barrels – since th good is inelastic and demand hasn't changed – that same farmer has now made $1,000. While this is just a made-up example, it shows how the increase in price yields more total revenue when a good is inelastic. Conclusion Supply and demand are king in understanding and predicting market trends. When something is in high demand, sometimes producers aren't able to make enough of it quickly enough. This causes prices to go up because supply is down. This principle applies to everything from the cars we drive to the food we eat, and in this case the corn oil we use.

Why Not Have Physician Assisted Suicide

During the course of the past 20 years, many people are starting to here more and more situations about people participating in physician-assisted suicide. The fact of the matter is that people are starting to believe that they have the right to control their own life and death decisions. After you begin to think about physician-assisted suicide, and bring in all the facts, it becomes clear that it should be allowed in our society if it is used properly. Many people question the pure definition of physician-assisted suicide. According to the University of Washington School of Medicine, â€Å"physician-assisted suicide refers to the physician providing the means for death, most often with a prescription, in which the patient administers the medication† (Ethics in Medicine). As of 1997 the State of Oregon was the only state that utilize legalized physician-assisted suicide. Some people argue whether this practice is ethical to use today in our society. One strong reason why this should be done is because it is a good choice for people who are suffering unbearably. At times many physicians believe that it is their duty to relieve these people of their problems. One of the most famous arguments in favor of physician -assisted suicide is the story by Timothy Quill, and his patient â€Å"Diane†. Diane was a woman who was diagnosed with leukemia; from the beginning she refused the aggressive treatment. â€Å"She then requested a prescription of barbiturates that could be used to end her life if she determined that her suffering had become unbearable† (Annals of Internal Medicine). Diane was enrolled in a hospice program, many months passed but she began to feel a lot of pain, and fatigue. She used the barbiturates that her doctor gave her and ended her life. This was a very good case in favor of the practice because this woman was in serious pain, and the best solution was to end her life. Another example of a physician-assisted suicide incident that attracted some attention on the issue occurred with a 37-year-old woman named â€Å"BB†. This woman had a â€Å"serious stroke and soon after she became quadriplegic and unable to speak† (Annals of Internal Medicine). She spent many days learning to communicate with others around her by using a special computer. â€Å"Finding her life quality of life intolerable, she repeatedly communicated a wish to die† (Annals of Internal Medicine). She underwent some psychiatric counseling, and they agreed that she had the ability to do her own decision-making. So the staff â€Å"took away all of her artificial nutrition and hydration, and only provided comfort and care until she passed away soon after† (Annals of Internal Medicine). BB, like Diane, was also a prime example of a patient that was in need of physician-assisted suicide; she could no longer go through life the way she was and all she wanted was to die. Many of these patients bring up some important arguments for their reasons in which they have the right to use physician-assisted suicide. The University of Washington School of Medicine states that there are many arguments in favor of physician -assisted suicide or (PAS). The first of the four arguments in favor of PAS is the respect for autonomy of the patient. This means that the decisions about the circumstances for death are very personal. â€Å"They also state that a competent person should have the right to choose death†(Ethics in Medicine). The next argument for PAS is regarding to â€Å"justice. † â€Å"Justice requires that we treat like cases alike. Competent, terminally ill patients are allowed to hasten death by treatment refusal. For some patients, treatment refusal will not suffice to hasten death, and the only option is suicide. Justice requires that we should allow assisted death for these patients† (Ethics in Medicine). The third argument is the issue of compassion, according to the University of Washington School of Medicine. They explain that it is not always possible to relieve suffering, and PAS may be a compassionate response to that suffering of the Patients. The Individual liberty vs. state interest is one of the strongest arguments for PAS. A complete elimination of assisted death limits personal liberty of the individual. This is one of the main concerns about PAS, people believe that it is their body, and they should have the right to do what ever they feel is necessary. These are common arguments that have been used by patients and physicians all over the country. People against the issue of PAS debate many of these arguments and have come up with their own scenarios on the issue. Some common arguments against the PAS are â€Å"when you take a human life, it is morally wrong because of a certain religion† (Ethics In Medicine). Another argument is that some medical doctors like to maintain their professional integrity and are opposed to taking human life. Herbert Hendin states in his article â€Å"Selling Death and Dignity†, that † We should not buy into the view that those who are engulfed by fear of death or by suicidal despair that death is a preferred solution to the problems of illness, age, and depression†(Hendin 78). These arguments that are stated against physician-assisted suicide don’t seem to be strong enough to turn my feelings away from the idea that it is justified. In response to Hendin’s statement, he has no idea of all the pain and suffering that is happening to people, and what they go through. Religion is also an argument that doesn’t make much sense to me. The right thing to do if a patient is suffering from a serious illness or basically living on a â€Å"plug†, is to give them the opportunity to die the way they want and not worry about whether it is morally right, according to a religion. Also the argument made on behalf of some doctors, â€Å"that it harms their professional integrity† is also false. These ill patients think of their doctors as relieving them from pain and suffering. â€Å"Death is not caused by the withdraw of treatment from the physician, but by the underlying disease†(Annals of Medicine). Therefore, these ill patients are going to die either way, so the doctors shouldn’t feel that it is unprofessional to end a patient’s life if it is requested. One reason why people don’t want to let the PAS practice legalized is because they cannot find a certain policy to use it under. Physician-assisted suicide is debated upon regularly today and does not seem to be allowed in most states. One reason for this is because If it is legalized and it doesn’t have restrictions, there will be cases in which people will be going to the doctor to end their life for poor reasons. This form of PAS is unacceptable and that is why there should be a strict policy on the issue. If a patient goes to a doctor and asked for this procedure to be done, the physicians most look into the law on physician-assisted suicide. This policy should state that the practice can only be done if the patient has a serious illness, that is life threatening and undergoing massive amounts of pain, or lost some form of physical and mental abilities, from an illness such as a stroke. Another thing that would be included in this policy is that the patient requesting the practice must undergo some sort of psychiatric counseling to see whether he or she is in the right mind set for the procedure. This is important part of the policy, because PAS shouldn’t be performed if the patient is suffering only from some sort of depression. This policy will sort out the people who need the PAS and those who really don’t need it. This type of policy on physician-assisted suicide should be acted on in our government. Far too many people suffer, lying in hospital beds, wishing for an answer to their problems. They have lived a long enough, suffered physically, and emotionally, as â€Å"Diane† did in Timothy E. Quill’s article â€Å"Death and Dignity: A Case of Individualized Decision Making. † â€Å"We have measures to help control pain and lesson suffering, to think that people do not suffer in the process of dying is an allusion†(Quill 70), so we should not let this suffering continue on for people, and give them the choice to end their lives if they feel that is what they want.

The importance of coordination and cooperation among all levels of Research Paper

The importance of coordination and cooperation among all levels of government - Research Paper Example In many cases, it is often hard and difficult working in a system that does not have proper systems and mechanisms for effective coordination. In this kind of set up, many complains often arise from people meant to enjoy services from them; this is because, they end up having a lot of inefficiencies. This paper examine s the essence of effective in the American government during times of emergency like Hurricane Katrina, outlining the importance of various management control systems used during the catastrophe. According to federal law, coordination is a process, which requires that all the federal agencies to effectively coordinate the respective plans, programs as well as management activities with the local governments. Coordination itself is a very strong and powerful tool that is often employed in order to offer essential services to the populace, protect their property rights, utilize essential resources and other services that the government is mandated to offer to its people (Haddow, Bullock & Coppola 2014). The process of coordination has often worked effectively in the past since most federal agencies are particularly directed by the Congress in the process of working with the local governments (Haddow, Bullock & Coppola 2014). In the past, coordination has proved effective in the process of implementing special policies that have had greater impacts on the local residents. It is important to note that federal governments cannot easily decide to walk out of it, however, it is sometimes least enforced since some local governments do not have its full awareness and have not been effectively trained on how to implement it. Various incidences that have happened in the United States, have illustrated how coordination in the government has been helpful towards effective management of this catastrophes (Allen & Beech 2013). One of the incidences that received a greater amount of effective government coordination was the Hurricane

American Government Branches Essay Example | Topics and Well Written Essays - 250 words

American Government Branches - Essay Example The legislature, also directly elected by people from all parts of the nation, is representative of the American people and their diversity and represents electorate’s interest in ‘policymaking’. The judiciary is however composed of a team of legal experts with the mandate of interpreting the constitution to ensure justice, protection of fundamental rights, and to offer checks on the executive and the legislature (Schmidt, Shelley and Bardes, 2012). The three arms of government are therefore representative of citizens through offering checks and balances to safeguard people’s interest. Their roles in representing the people are however different. While the legislature makes and amends laws, the judiciary interprets and the executive implements the laws. The branches also differ in their formation and composition with respect to people’s authority and representation (Schmidt, Shelley and Bardes, 2012). The legislature is therefore the most representative branch of government. This is because its composition is geographically representative of the nation, and it purely derives its authority from the people, unlike the executive and the

Field Trip Report Lab Example | Topics and Well Written Essays - 750 words

Field Trip - Lab Report Example More than fifty percent of the wetlands found in the world are known to have disappeared as from 1900. As such a variety of conservation efforts have been put in place so as to preserve this crucial environmental asset. A wetland is any area that is known to hold water either permanently or temporarily. Some wetlands only hold water for a short period of one or two months during spring while others hold water all year-round. Some of the types of wetlands include fens, marshes, mangroves, swamps, and bogs. The main objective of this trip was to give the students a chance to take note of the wetland ecosystems and urban forests birds in the surrounding area. The trip would thus help the students develop an understanding and appreciation of biodiversity and natural habitats. The field trip was carried out on April 11 (Saturday), 2015 between 9:30 AM – 12:00 AM. There were three different wetlands studied during the field trip. The weather was sunny with no cloud that was very favorable for the excursion. The first wetland was H shape and was identified at 9:30 AM. Located at 31.1941 N and 120.4430 E, it measured 128.8 M in length and 86M in width. The green alga, phragmites, and other insects existed in this wetland. The air temperature at this wetland was 18 C and the water temperature at 16.4 C, and the PH was 8.94. Other measurements taken at this wetland were 0.33 mg ammonia, 1.39mg nitrogen, 271.3 water conductivity and 9.54 dissolved oxygen. The second wetland was seen at 10:30 AM and located at 31.1942 N and120.4440 E. The length of this wetland was 240 M and width of 190M. The temperature recorded was 18.5 C for air and 14C for water. Green alga and dragonflies lived at this wetland whose dissolved oxygen level was 6.41 and conductivity a t 246.5. The PH was recorded at 10.47 and ammonia and nitrogen levels at 0.47 mg and 2.23 mg respectively. The last wetland was identified at 11:19 AM. Located at 31.1939 N and

Analyze a Political Cartoon Essay Example | Topics and Well Written Essays - 750 words

Analyze a Political Cartoon - Essay Example Ultimately, the power of the cartoon cannot be found within any single component of its message but rather with the entire combination of symbolism, labeling, and exaggeration that it presents. Finally, the analysis will seek to answer the question of whether or not the portrayal of the cartoon is effective in persuading the viewer and/or audience to think or view a situation in a given context or manner. The first aspect of the cartoon that grips the viewer’s attention is the clear use of symbolism and labeling that the cartoonist has employed to denote the Christian, Muslim, and members of the SCAF that are represented. This labeling simplifies the issue and allows the participants within the cartoon to be reduced and simplified to a mere 3 active entities. By utilizing the Christian cross, the Muslim crescent and the insignia and uniforms of the SCAF, the reader is made aware of what each participant within the cartoon represents and symbolizes. ... This level of purity is further symbolized by the fact that the Christian and Muslim man (representing the broader populations of both of these entities within Egypt) are clothed in white. Naturally, exaggeration is also employed in a massively effective means as the SCAF is denoted to be an insidious and corrupting influence that displays the same generic and shameful behavior under the guise of its constitutionally given power. This exaggeration is the strength behind the entire cartoon. Although the Christian and the Muslim occupy center stage within the confines of this political cartoon, it is the corrupting influence of the SCAF that provides the power behind the image that is typified. Yet, rather than making a blanket statement regarding the ultimate goodness or evil that is exhibited by the SCAH, the cartoon seeks to strike at the core of the problems that are exhibited within Egypt; namely a power structure that is able to take advantage of natural and key fault lines that exist within the political spectrum; thereby allowing the members of the government and the SCAH to behave in a manner that they would not do otherwise. In short, the increase in division serves the purposes that they strive to accomplish (Lawate 2). Ultimately, the reader and/or researcher can understand that the given political cartoon is not only effective in communicating an understanding of the present day situation within Egypt and/or the Arab world, it is extraordinarily effective in such a task. Although this is not always the case for a political cartoon, this particular cartoon is one which allows its underlying simplicity and the vocal and omnipresent nature of its participants to speak to its underlying truth. Due to the fact that almost all

Social and Cultural Views of Health Assignment Example | Topics and Well Written Essays - 1500 words

Social and Cultural Views of Health - Assignment Example Diversity enables individuals to understand, accept, appreciate and acknowledge differences that exist across societies. Human sexuality is one aspect of cultural practices whose understanding varies from one community or society to another. What is proper and harmless behavior in one community or society can be a serious abomination or breach of social norms in another society. Different communities or societies hold varied understanding about human sexuality. For instance, consider the case of Inis Beag and Mangaian communities. What is right sexual practice within Mangaian community is totally wrong and an abomination within the Inis Beag community. Inis Beag community prohibits premarital marriages and recommends that males and females intending to marry should socialize and stay apart. Marriage is this community is a function reserved for men in the mid-30s and women in the mid-20s (Rathus, Nevid & Fitchner-Rathus, 2014). In Inis Beag community, it is a cultural responsibility for mothers to train their daughters to submit to sexual desires of their husbands. It is through such submissions that the couples can fulfill God’s command requiring human beings to be fruitful and fill the Earth. The persuasion to be submissive also paints another understanding of Inis Beag community that women do not need to be sexually active or seek for sexual interc ourse, but relax and wait to respond to their husbands’ sexual desires. According to Rathus, Nevid, and Fitchner-Rathus (2014), men in Inis Beag community view sexual intercourse as a tiring activity and should be infrequent. The nature of cultural practice within Inis Beag community that restricts women from sexual lust while persuading men that sexual intercourse is tiring makes sexual intercourse a special activity that is worth performing only when seeking for children. Sexual intercourse in this community is not a pleasurable activity to enjoy.

Dog Bite Law - The Diane Whipple Case Research Paper

Dog Bite Law - The Diane Whipple Case - Research Paper Example No one else was seen in the immediate area. The victim was Diane Whipple, a lacrosse coach, who lived in an apartment a short distance from the apartment where the dogs lived. San Francisco General Hospital pronounced Diane Whipple dead at 8:55 p.m. that night. Bane and Hera, the Presa Canario dogs that savagely killed Whipple were originally bred for fighting, guarding and herding in the Canary Islands. The breed, being almost extinct in the 1950s, was mixed with mastiffs and others and reintroduced in the US in the 90s. The dogs were obtained through a website called â€Å"Dog-o’-War.† The dogs lived inside the apartment of Robert Edward Noel, Attorney-at-law and Marjorie F. Knoller, Attorney-at-Law, his wife. The Suit: Sharon Smith, Diane Whipple’s life partner, filed a wrongful death suite against the dogs’ owners on March 12, 2001. The criminal law applicable to the case against Noel was Death caused by a mischievous animal and involuntary manslaughte r. And the criminal law applicable to Knoller was death caused by mischievous animal, involuntary manslaughter, and second-degree murder. The basis for the charges and recovery against Noel and Knoller were formed from three theories of California law. In the state of California the owner of the dog is liable for dog bit injuries unless the victim was a trespasser on the property or provoked the dog. Noel and Knoller claimed that they were not owners of the dogs but â€Å"trustees.† This indicated they intended to defend themselves against a civil suit on the grounds that they were not the owners. They were also subject to either one or both of the defendants being negligent in handling of the dogs. The final basis of recovery was common law and liability for keeping a dog that has dangerous tendencies. If Noel and Knoller had known that the dogs Bane and Hera had dangerous traits to kill and attack a person, then both could be held accountable. In any dog bite case, possible civil defendants can include owners and caretakers of the dog, the landlord and property manager where the dogs resided, the breeder, trainers and even others. The legal basis for all civil claims is negligence. In order for landlords and property managers to be held accountable, they would need to have actual knowledge that the dogs had bitten another person or exhibited dangerous tendencies. Since Whipple died the legal coarse of action is for â€Å"wrongful death.† Whoever can inherit your property if you die without a will can also sue for your wrongful death. Sharon Smith and Edythe Pamela Whipple-Kelly filed wrongful death suits against the dog’s owners and against the owner and property manager of the apartment building where the dogs lived. The value of the case is based on the value of the person’s life and their relation to the person suing. Therefore, it is very hard to establish a rule on potential damages. The Prosecutor’s Case: The belief t hat the breed Presa Canario dogs are dangerous was the basis for the prosecutions case. Noel and Knoller were fully aware that these particular dogs had bitten people and animals, but neither took precautions to protect someone like Whipple. A witness, Neil Bardack, testified that Knoller knew she could not control the dogs, as he had seen the dogs dragging her down the street in the past. There were other witnesses that testified the dogs had previously attacked them or shown extreme aggression. It was determined that Noel and Knoller

Consider Laertess contribution to the theme of revenge Essay Example for Free

Consider Laertess contribution to the theme of revenge Essay Of the various parallels between Hamlet and Laertes is one of the most telling. From the beginning of the play we see the two in comparable situations, each young men of the court, each seeking university, each spied on by Polonius, each (it would appear) loving Ophelia, in different ways. Therefore, when Laertes finds himself in Hamlets position of having a father murdered, the audience watches with interest to see how he will react, and how this will compare with Hamlets behaviour in the same situation. In fact, although Hamlet points out that: by the image of my cause I can see The portraiture of his Laertes reaction to murder of his father is very different from hamlets, and indeed he is everything which Hamlet rebukes himself for failing to b. He forms the very epitome of a traditional avenger, and almost everything he does forms a contrast with what Hamlet does not do. Immediately as he returns to the court in a riotous head, having recruited a rabble, to aid him in his revenge. Thus we see that he finds both opportunity and means to destroy his fathers supposed murderer as soon as he possibly can. It is sometimes argued that Hamlet has little opportunity, doing the first two acts of the play, at least, to confront Claudius and exact his revenge. However, it is clear that particularly since he is loved by the distracted multitude Hamlet might have actively created such an opportunity for himself, just as Laertes does. Furthermore Laertes is determined that he will dare damnation in order to revenge his father. This is very important when soliloquy beginning, To be or not to be, in which he confesses that the dread of something after death is, in part, what makes him lose the name of action, for again we see hamlets attitude to his task differs radically from that of a traditional avenger. This is also apparent when Laertes says that he would cut (Hamlets) throat I th church ! , since we are immediately reminded that Hamlet refused to kill Claudius, when given the perfect opportunity, because he was in prayer. Hamlets refusal to kill Claudius at this time (because his prayers make him fit and seasoned to go to heaven which is hardly a fitting revenge for a man who has sent his brother to be judged with his crimes broad blown) may if we decide that they are more than just another rationalization (an entirely debatable point in itself) prove that Hamlet reflects more carefully than Laertes on the business of revenge and that he is more caught up in the need for a perfect and fitting revenge. Nevertheless Laertes clear opinion that Revenge should have no bounds, and his immediate and unhesitating action, in comparison with Hamlets continual prevarication, persuade us that he is the more effective avenger. Laertes falls into the same category as Fortinbras, who with his unimproved mettle hot and full seeks revenge on Denmark for winning and taking control of what had been his fathers lands, and Pyrrhus, who brutally kills an old and defenceless man in the name of revenge. All these characters unhesitating and decisive action, and what seems to be their lack of fear at the consequences, throw Hamlets indecisiveness very much into relief, for whilst he can only unpack (his) heart with words, they can sweep to revenge as he longs to. However, it is \Claudius, not Laertes, who actually states that Revenge should have no bounds, which is not only ironic, since it is Hamlets hesitation alone which has saved him so far, but I feel also has sinister undertones, since one would hardly have put such words into the mouth of the clearest villain of the play without implying that this sentiment is also, somehow, villainous. Of course, as Claudius is here manipulating Laertes strong desire for revenge, it would be unwise to attach too much importance to this point, but it is nevertheless interesting to examine our attitude to Laertes attitude towards revenge as opposed to Hamlets. After all, the impetuous approach of the former allows him to believe: ; The people muddied, Thick and unwholesome in their thoughts and whispers. Thus he promptly accuses the wrong man (Claudius, rather than Hamlet) of killing his father. Compare this with Hamlet well aware that all is not necessarily what it seems in Denmark who creates an elaborate plan to catch the conscience of the king before he proceeds. It might also appear to the audience that Laertes defiance of damnation is more to do with a lack of reflection on the undiscovered country than courage in facing it. After all, as hamlet points out: the native hue of resolution Is sicklied oer with the pale cast of thought Laertes is all resolution, untroubled by the words and thoughts, which impede hamlets action. (We never see Laertes in soliloquy, of course, because he is morally certain of what he must do, and does not explore the subject further. ) However, we possibly feel some sympathy with the view that: blest are those Whose blood and judgement are so well co meddled That they are not a pipe for Fortunes finger. Ironically, these words, spoken by Hamlet in praise of Horatio, actually describe the former in some respects, and particularly when we see him in comparison with Laertes. After all, whilst his endless reflection might appear to serve, at times, only to exacerbate and rationalize his delay, at least he can only rarely be accused of being rash. Laertes believes that, That drop of blood thats calm proclaims me bastard. However, this rage, this refusal to reason calmly and to reflect on what has happened, allows the slippery Claudius to manipulate Laertes for his own ends, leading to the treachery which destroys Claudius and Laertes themselves, and Gertrude, as well Hamlet. Ultimately, there is a certain nobility t be found in the exchange of forgiveness between hamlet and Laertes (the final link the latters assurance that: Mine and my fathers death come not upon thee, Nor thine on me! Which is greater than Laertes revengeful triumph over Hamlet. This is not to say that Shakespeares presentation of Laertes serves entirely as an indictment of the process of revenge. Both hamlet and Laertes speak of the honour of revenge, and finally does kill Claudius, that he is justly served. However, I can feel that considering Laertes contribution to the theme of revenge is only useful when seen alongside hamlets reaction to the same theme, and perhaps this portrayal of a traditional avenger who is only useful when seen alongside hamlets reaction to the same theme, and perhaps this portrayal of a traditional avenger who is rash, manipulative and finally self-destructive, allows us to see hamlet in a more favourable light when he is unable to assume the same role as traditional avenger.

Fashion from the sixteenth to nineteenth century

Fashion from the sixteenth to nineteenth century Fashion, which was a norm only used to describe upper class people between 13th Century and 16th Century, was dominated by court and aristocracy. At the beginning of 17th Century, which is also known as the end of European Renaissance, clothing represented the social standing of the wearer. The dressing code could be used to distinguish classes. It is believed that during the Renaissance, fashion was experiencing a lot of transformation in terms of colour, clothes and accessories (Jones 2000). Some people argued that Renaissance is the turning point of fashion since it reflected changes in self-esteem, erotic appeal or social advancement (Rublack 2011). In the meantime, lower class started to acquire status by adopting the clothing styles of the upper class, fashion became widely interested. Therefore, it is important to understand the fashion development since 17th Century. This paper first discusses the fashion plate, which is considered to be the first fashion magazine and early f orm of fashion. Secondly, it discusses the development of printing technology and its effects on fashion dissemination. Then it illustrates modern fashion disseminations including Internet, television and other social media and their influences. Fashion plate is defined as illustrations of clothing fashion or style, originated as early as 16th Century (Nevinson 1967). The original fashion plate was in a form of either drawing or engraving of clothes, accessories and shoes on metal plates (Holland 1955). Initially, it was used in portraiture of nobility and aristocracy (Nevinson 1967). Loyal families drew portraits and clothes on the fashion plates and sent them away to other loyal families as display of marriageable members (Nevinson 1967). With the development of fashion plate and fashion, at the beginning of 17th Century, fashion plate becomes the most effective way to promote fashion workshops in Europe (Steele 2005). People distributed fashion plate to convey fashionable information around Europe. Shop owners sent fashion plates by messengers to potential clients while friends and relatives sent each other fashion plate for comparisons and communications. Fashion plate is also regarded as the earliest form of fashion mag azine since the popularity of fashion plates led some publishers to use fashion plates as their publications materials to demonstrate trends and clothes instead of using plain text (Holland, 1955). However, fashion plate did not occur at a systematic level until 18th Century when weekly publications such as the Lady’s Magazine, La Belle Assemblee, and Les Modes Parisiennes became widespread and publications became massive. At the beginning, fashion plates only depicted fashion information and predicted fashion to those who could afford. With the development of economy and technology, fashion plates soon became popular even within lower class people. Although fashion plates were pricy, people showed strong interest in them. It was the mainstream medium of fashion dissemination until the early 20th Century when printing became dominant. Fashion plate remained on fashion stage for another significant period of time until late 20th Century when other social media such as television and Internet became popular. Today it is regarded as fine art collection and most of them have the value of research study. Another development of fashion dissemination is the invention of printing. Fashion information was delivered by printed paper ever since the invention of printing press. However, formal publication started only in 17th Century when the French publication Mercure de France was published. Mercure de France was a significant development since it was considered the first gazette and literary magazine (DeJean 2005). It played an important role in the dissemination of fashion news, fashion stories, and reviews of the latest fashion. But due to relatively slow improvement in fashion itself, weekly publication seems to be too fast and unnecessary. Fashion plates, which could be preserved over a significant time and transported multiple times, were easier to accepted by the social perception (Nevinson 1967). The real improvement in print production started in the nineteenth century when steam power press became available. The magazine Godey’s Lady’s Book quickly became a large circulation in the country (Nevinson 1967). Massive fashion production by printing press flourished the second time after the transition to rolled paper, which significantly improve the paper feeding speed and printing speed. The invention of lithography, which is regarded as another important improvement, enabled artists and designers to print their drawings and illustration any smooth surface. Since lithograph can print on all surfaces, fashion plates started to die off from the market simply because it was too pricy for most of the people. For textile and clothing fashion, under the impulse of evolution in printing technology, the printing became an industrial process which significantly decreased the price of textile and clothes. In contemporary fashion, variety of prints could be identified. It b ecame the trademark of a diversity of designers such as handbags and clothes. The printing technology started with simple printing press, has experience uncountable developments, today, it is still the mainstream platform of fashion dissemination. But the biggest step forward happened when half tone printing technology was invented. The invention of half tone printing allowed people printed photographs together with text without affecting their quality. This new technology gave birth of the modern fashion magazine. In the 1820s, the first photography was developed (Hirsch 2000). Fashion photography appeared first time in a French magazine. In 1909, Vogue magazine was took over by Condà © Nast, which contributed significantly to the era of fashion photography (Angeletti 2012). In 1911, photographer Edward Steichen promote fashion as fine art by the collection of photography (Niven 1997). Paris was the centre of the fashion photography at that time. Fashion photograph has generated some of the most influential materials. Although fashion was developing slowly during World War I and World War II, there continuous to be growing numbers of women increased in fashion information. Magazines and newspapers, which contained a lot of p hotographs, began to cater to the lower classes in cheaper, specialise and accessible manners. By the 1960s, fashion magazines became more specialised while photography became the ideal medium for recording and disseminating the fashion information. Changes in the fashion dissemination in the 20th century were facilitated by new methods and approaches, mainly because of the evolution in technologies. More people were seeking more convenient ways to follow the trend. These new mediums such as Internet and TV created new access to fashion information and changed the ways people create fashions. Film, as another mainstream presentation of fashion, became popular during the Great Depression (Barthes 2010). However, due to the limitation of technology, film did not improve a lot until late 20th Century. The fashion elements in film include clothes, make-ups, accessories, bags, and even cars. While films are representing themes in virtual world, most of the elements can be used to predict fashions once a particular film becomes popular (McNeil 2009). In the late 20th century movie stars began to establish their role as the fashion elite by stapling fashion design labels in their daily life. For instance, Audrey Hepburn fashion icons include fitted pants, oversized sunglasses and little black dress affected women wear still today. Another example is the car collections in James Bond’s movie series had lead car collection fashion over decades. Victoria Beckham, who had transformed herself from singer to fashion designer and businesswoman, is leading the women fashion in di fferent fields. Another important fashion dissemination tool, television, began to compete with film as a medium of fashion from the mid-20th Century (McNeil 2009). The advent of the video clips had introduced another approach for fashion. Since film is much longer than video clip or music video clip, it is hard for people to find a particular piece of information throughout the whole film, and it is obviously impossible to repeat the film over and over again, TV has its own advantages than film. Commercials and advertisement can be broadcasted on TV repeatedly with a reasonable cost. With the invention of cable and digital networks, today traditional media have been assigned with different meanings. The improvement of Internet provided increasing amounts of information to people. Internet TV could reach all levels of society and more fashion information than conventional way. A variety of formats including news, magazines and other forms of fashion dissemination are transforming into digital way. The social networking has enabled a faster fashion diffuseness. Celebrities, fashion designers and other fashion related parties started using social media as their primary dissemination tool. With the impacts of new technology, fashion is experiencing faster evolution than ever. In conclusion, the development of fashion between 17th Century and 19th Century was slow due to the limitation of technology. Fashion plate was the mainstream dissemination tool from 17th to 19th century. With the industry revolution, fashion dissemination had extended magazines and newspaper. The development of technology had empowered fashion dissemination a cheaper and convenient approach. However, it was until the invention of film and photography could fashion become widely spread. Throughout the 20th century, the social media’s role in the fashion dissemination process has become more and more important. The concept and understanding of fashion became integrated with digital technology. Reference Angeletti, N. O. A. W. A. 2012, In Vogue : the illustrated history of the worlds most famous fashion magazine, Rizzoli : Distributed in the U.S. trade by Random House, New York. Barthes, R. 2010, The fashion system, Vintage Classic, London. DeJean, J. E. 2005, The essence of style : how the French invented high fashion, fine food, chic cafà ©s, style, sophistication, and glamour, Free Press, New York. Hirsch, R. 2000, Seizing the light : a history of photography, McGraw-Hill, Boston. Holland, V. B. 1955, Hand coloured fashion plates, 1770 to 1899, Batsford, London. Jones, A. R. S. P. 2000, Renaissance clothing and the materials of memory, Cambridge University Press, Cambridge [England]; New York. McNeil, P. K. V. C. C. 2009, Fashion in fiction : text and clothing in literature, film, and television, Berg, Oxford, UK; New York. Nevinson, J. L. 1967, Origin and early history of the fashion plate, Smithsonian Press, Washington, D.C. Niven, P. 1997, Steichen : a biography, Clarkson Potter, New York. Rublack, U. 2011, Renaissance fashion: The birth of power dressing, History Today, vol. 61, no.1. Steele, V. 2005, Encyclopedia of clothing and fashion, Charles Scribners Sons, Farmington Hills, MI.

The Anti-Placebo Effect? Essay -- Biology Essays Research Papers

The Anti-Placebo Effect? In my last web paper I struggled with the idea that Melatonin is supposed to make people sleepy. If anything I became more restless. Well, what is that all about? So, in this paper, I decided that I wanted to find out, what that was "about". If you pull it apart, you can tell that it has something to do with the preconceived ideas that we have running around in our heads. So then, I thought, well, that is the placebo effect right? If you think that something, such as a drug or supplement, is supposed to perform a certain way, then even if it is nothing more than a sugar pill some people will have a larger tendency to play out that reaction. This is not a conscious choice. From the little neurobiology background I have, I would venture a guess to say that the preconceived notion of what is supposed to happen acts a triggering signal that would create an change in the membrane permeability of the neuron. And that would in turn cause an action potential and be the beginning of some sort of effect. So to dissect it with my previous example, if we were, theoretically, under the assumption that these Melatonin supplements truly had no effect. The population at large would, through the media and other advertising schemes, be made to believe that this drug supplement would induce sleep. Therefore that notion would lead to changes in the nervous system that were brought about by these beliefs causing a placebo effect. But the heart of my question here is that does this idea work in the other direction? My hypothesis previous to my beginning my research was yes. Not only because the Melatonin did not work for me and family, but because of what we have been discussing in class. If the majority of the fun... ...asstidious approach takes an additive/subtractive approach for defining the boundary line of efficacy." (3) My point would be that your preconceived notions would either serve to enhance or inhibit these effects. Simple, eh? WWW Sources 1)The Powerful Placebo, http://www.press.jhu.edu/press/books/titles/f97/f97shpo.htm 2)The placebo effect, http://skepdic.com/placebo.html 3)Some Thoughts on Efficacy Beyong the Placebo Effect, http://acupuncture.com/Res Other sources to look at: 1. http://dem0nmac.mgh.harvard.edu/neurowebforum/G 2. http://www.temperance.com/nlp-talk/msg00340.html 3.http://www.hup.harvard.edu/S97Books/S97Reviews/placebo.effect.html 4. http://apa.org/releases/placebo.html 5. http://www.newscientist.com/ns/9 6. http://www.altmedicine.com/app/registeruser.cfm 7. http://wings.buffalo.edu/courses/sp99/

The Power of One :: essays research papers

In the novel The Power of One by Bryce Courtenay, heroism is expressed in many different ways and in different characters. According to the dictionary a hero is defined as â€Å"a man of distinguished courage or ability, admired for his brave deed and noble qualities† (Webster). Forms of Heroism are expressed in ways such as, bravery, determination and intelligence. Peekay, the main character, shows heroism in many ways such as bravery. Peekay has to stand up to the Judge and many others when he was young at a boarding school. Peekay had to go through a lot of torture from the Judge and other kids, and he took it so well it shows bravery and the kind of person he is. Anyone who can go through torture such as that should be considered a brave hero. Hoppie showed bravery to Peekay by saying, â€Å"first with head, then with heart† (Courtenay, 103). This was a tip Hoppie, another boxer, gave to Peekay that helped him stay relaxed and brave when in a fight. Peekay can not only use Hoppies quote while in a fight, but also in his life. Peekays bravery showed how Peekay would be defined as a hero. Determination is shown in many different characters, but mainly in Peekay. For example, Peekay was determined to become an extravagant boxer just like Hoppie. He had to overcome many childhood fears that he had. He was determined to be a great boxer just like Hoppie. Determination brought Peekay to becoming the champion boxer of South Africa. Peekays intelligence was one of the main things that make him a hero. He is intelligent in a way that he overcame his oppression. Meaning he overcame his weakest points in life, his mental scaring. Peekay showed it by leaving a physical scar on the Judge. Peekay had to fight the Judge and by using his intelligence to overcome his weakest fear he crossed out the Judges Swastika tattoo and carved his initials and the British flag instead. Peekay knew that by doing this it would help him overcome his fear.

Growth of Mormon Church Essay -- Church of Jesus Christ of Latter-day

On, April 6, 1830, a then 24-year-old young man named Joseph Smith Jr. gathered in a small room along with six other people to organize a Church that would change American history. Since the age of 14, Joseph Smith had always been a source of contentment and ridicule by people of all social classes and religions. Ten years earlier, in the spring of 1820, this young boy declared that he had seen a vision, that he had been visited by both God, and His Son, Jesus Christ. This vision is a cornerstone of the Church that is known today as, The Church of Jesus Christ of Latter-day Saints, nicknamed the â€Å"Mormons†, a religion that was built on the ideals of communal living and strict obedience to religious guidelines, a people that would be hunted by mobs, and that would eventually erect a â€Å"sanctuary† of 15,000 â€Å"saints† only 13 years after its foundation, a religion that Joseph Smith and his brother Hyrum would be murdered for at the age of 38, a Church that would grow from 7 members in 1830, to a congregation of over 11 million in the year 2000.# Why did many early American settlers, both rich and poor, believe in the Mormon doctrines and, by contrast, why did so many early settlers despise these people for their beliefs? In order for us to understand how the early Mormon Church grew at such a rapid pace, and why this particular new religion survived when many others started with the same fervor, but did not have the staying power of Mormonism, we have to first look at the time and region in which this new faith began. I don’t know if there could have been a time and place any where in the world that was more prepared for Joseph Smith Jr., and the Mormon religion, than western New York in the early 1830’s. At this time in U.S. history, what was called the â€Å"Second Great Awakening† was taking place throughout the country,# and western New York had been labeled the â€Å"Burned-over District† by a lawyer from New York, named Charles Finney, because it â€Å"had been scorched by the flames of religious enthusiasm.†# Revivals and religious fervor were taking hold, and many new denominations were being formed, this area of the country became famous â€Å"for its hist ory of revivalism, radicalism, utopian experiments. It was fertile ground for new ideas to take root and spread to other parts of the country.†# Joseph Smith was able to capitalize on this when he founded the LDS Church ... ...wakening and Rise of Evangelicalism, 15 February 2005, http://xroads.virginia.edu/~MA95/finseth/evangel.html Brodie, Fawn McKay. No Man Knows My History, The Life of Joseph Smith, The Mormon Prophet. New York: A.A. Knopf, 1945. Joseph Smith-History: Extracts From the History of Joseph Smith, The Prophet. Utah: Corporation of the President of the Church of Jesus Christ of Latter-day Saints, 1979. Mississippi River Home Page, Mormons in the Midwest, 1830-1846, 15 February 2005, http://www.greatriver.com/mormons.htm National Humanities Center, Evangelicalism, Revivalism, and the Second Great Awakening, 15 February 2005, http://www.nhc.rtp.nc.us/tserve/nineteen/nkeyinfo/nevanrev.htm Public Broadcast Service. American Prophet: The Story of Joseph Smith. 15 February 2005, http://www.pgs.org/americanprophet/index.html. San Diego University History Department, The Burned-Over District, 15 February 2005, http://history.sandiego.edu/gen/civilwar/01/burned.html The Church of Jesus Christ of Latter-day Saints. 15 February 2005, http://www.lds.org/ The National Parks Service, Mormon Pioneer, 15 February 2005, http://www.cr.nps.gov/history/online_books/mopi/hrs1.htm

The interesting topic

The purpose of this unit is to carry out a practical investigation of a topic chosen from a set of options supplied by OCR. In the course of the investigation, there will be an opportunity to look in depth at an aspect of computing that goes beyond the subject matter outlined in A451. The tasks will require a significant element of practical activity, which must be evidenced in the report and which will form a major element of the assessment. The topics will enable practical investigation and some supplementary research to be carried out in a variety of ways.These will include, but are not restricted to: practical investigations with hardware or software practical investigations with online resources Supplementary research may be required and resources may include: web-based enquiry contact with IT professionals research using computer industry pu blications OCR 2010 A452 jani3/jun15 3 Candidates should complete all tasks. Validating web forms Many web sites collect information from people using forms. These forms can be put together using HTML form objects. The data entered is normally sent back to the web server where it is processed by database software.It is always a good idea if the data entered into a computer system is validated in order to reduce the number of errors that occur. A lot of this validation can be carried out at the client end of the process. In other words, processing can be carried out by the browser. There are various ways in which this can be done. A common way is to write scripts that intercept the input data and check it before it is submitted to the server. There are various scripting languages that can be used to write the necessary validation routines. A popular example is JavaScript. Most browsers are able to interpret JavaScript.JavaScript, Just like other elements of a web page, is best written using a plain text editor such as Notepad. Scripts can be embedded in a web page or saved separately as JavaScript files, using the exte nsion Is. The web page can access these scripts when needed. Here is the starting point for a form that collects information about exam entries. File Edit View History Bookmarks Tools Help http://examentry. net Exam entry Exam Entry Form Name Subject Submit Fig. 1 It contains two text boxes. When the Submit button is clicked, a script checks that both boxes have been filled in.Here is the HTML code that lies behind the form and the JavaScript code that does the validation. function validateForm() { var result = true; if (document. ExamEntry. name. value=†) { msg+n'ou must enter your name â€Å"; document. ExamEntry. name. focus(); document. getElementByld(‘name'). style. color=†red†; result = false; if (document. ExamEntry. subJect. value=†) { msg+n'ou must enter the subject â€Å"; document. ExamEntry. subJect. focus(); document. getElementByld(‘subJect'). style. color=†red†; result = false; return result; alert(msg) In order to wor k, the page needs to have access to a second HTML file called uccess. tml. Its purpose is to test the code. It Just needs four lines: Success message You entered all the data required Your assignment Describe how this HTML code produces the form displayed in the browser (Fig. 1). 2. Describe how the JavaScript function performs the validation check. 3. Describe how the HTML calls the validation routine. 4. Add another text field to the form to take the user's examination number. Extend the Javascript code to validate this field to make sure that it is not left blank. Extend the Javascript code to make sure that the user's examination number is xactly 4 digits.Produce evidence to show that you have planned, written and tested your code. 5. Add a set of radio buttons to the form to accept a level of entry such as GCSE, AS or A2. Write a function that displays the level of entry to the user in an alert box so that the level can be confirmed or rejected. Produce evidence to show that yo u have planned, written and tested your code. 6. Produce an evaluation of your solutions. 7. Write a conclusion about the effectiveness of JavaScript validation routines to reduce the number of errors that are made in data input. BLANK PAGE Copyright Information OCR is committed to seeking permission to reproduce all third-party content that it uses in its assessment materials.

A Bumpy Road for Toyota

Just-in-time philosophy, focused on consistent quality improvement, propelled Toyota to become a leading global car manufacturer. However, its global expansion and limited number of experts relative to its global operations weakened this focus in North America.While Toyota remains a competitive automobile manufacturer, it experienced recurring periods of decline in its quality standing. Now, it has to strengthen its JIT philosophy.Toyota’s focus on quality is consistent with the just-in-time philosophy. JIT means eradicating or decreasing to the least possible level wastage in the production process. By doing so, the company can pursue a range of outcomes including decrease in inventory, cost reduction, error minimization, and high quality. Quality is an outcome of implementing JIT while the focus on quality is a path to implementing JIT.Toyota’s achievement of a high quality standing during its peak periods is a testament to the focus on quality as a possible means of implementing JIT (Bozarth and Handfield 547). It is also possible to implement JIT without a strong quality focus. Reducing inventory, minimizing cost and eradicating error could also be paths in implementing JIT. However, these paths including quality are interrelated and reinforcing so that the focus on other paths still require the achievement of a certain level of quality especially in minimizing errors and reducing costs.The quality focus of Toyota worked because of its coordinators. These coordinators are mid-level managers in the manufacturing plants in Japan with decades of experience of the car company’s JIT philosophy called Toyota Production System (TPS) (Bozarth and Handfield 546).These coordinators played a key role in promoting TPS to Toyota’s employees because these oriented and trained the shop-floor managers and workers in the American manufacturing plant on ways of addressing actual issues emerging from the production line (547).This practical approac h encouraged innovativeness and responsiveness to lower wastage. Coordinators are difficult to replicate because their deep knowledge emerged from decades of experience. Time to develop coordinators is a luxury given the current need of Toyota to expand and boost production to meet growing demand.Hajime Oba differentiated Toyota’s TPS with the JIT strategy of the three automobile manufacturers in Detroit. He claimed that the JIT approach in Detroit is superficial since the intention was only to reduce inventory without really getting into the essence of JIT (Bozarth and Handfield 547).There is some truth to this. American car manufacturers operate more through textbook theories of efficiency, which implies using the least possible input in maximizing output, and with formality or impersonal management highlighting distinctions in task assignments, processes and systems. This necessarily leads to a different JIT approach relative to the Japanese perspective of JIT.The tenet â €˜haste makes waste’ captures the situation in Toyota’s Georgetown plant. In the 1990s, Toyota received recognition for high quality through automobile quality surveys (Bozarth and Handfield 547). Through the work of its coordinators, the Georgetown plant even received recognition as the second best in terms of the quality of cars manufactured in the plant (547). This propelled sales of Toyota cars in North America.The spike in demand pushed the plant to speed up production until it came to a point when quality suffered. With a limited number of coordinators for a large plant and language barriers, there was movement away from the TPS (547).In releasing the Camry, the company received many quality complaints from customers leading to the plummeting of its quality standing (548). Toyota is attempting to reassert the TPS in its Georgetown plant by recruiting a Japanese TPS expert to motivate middle managers to work the floor again.Toyota’s quality focused TPS h as worked and it still works. However, the automobile manufacturer needs to adjust implementation to consider its growth and expansion. Toyota needs to have sufficient coordinators and this time more American coordinators for the North American plant trained in its quality-based JIT philosophy.Work CitedBozarth, Cecil, and Robert Handfield. Introduction to Operations and Supply Chain  Ã‚  Ã‚  Ã‚  Ã‚   Management. 2nd ed. Upper Saddle River, NJ: Prentice Hall, 2007.   

Environmental Issues In Real Estate Essay

Real estate transactions involve the purchase of land properties and generally, environmental issues are frequently considered before a sale is completed. Environmental issues are usually taken into account, be it a residential real estate property, or a huge industrial piece of land. Should environmental risks be associated in a particular real estate property, these are frequently manageable, but the more critical issue regarding environmental issues is the efficient identification and reaction to these environmental issues (Goeters, 1996). Most problems arise after a real estate property sale because the environmental issues were not detected as early as possible. The most common environmental issue that is associated with real estate is land contamination. Such environmental issues generally come from the activities of the present or past owners, or better categorized as on-site contamination. Another source of land contamination could be off-site, which involves the physical location of the real property to outside sources of contamination. It is important that the source of the contamination of the land be identified so that the amount of risk may be determined. In addition, knowledge of the contamination source allows sanctions for property responsibility. Issues are considered severe when the water reservoir and its connecting waterways for drinking water are already affected or positioned near the real estate property. Another environmental issue that is considered as a major concern in real estate is mold contamination. The spread of pathogenic fungi and its spores frequently originate from buildings that are erected using low-quality standards and currently have poor ventilation. Such fungi often generate spores that are usually air-borne and may be transmitted through wind and any air circulating system. These spores may also stick to the walls of an existing building that is situated on the real estate property. Not only do fungal spores cause future deterioration to a building, these spores may even cause upper respiratory tract infections, allergies and immune reactions in the individuals that frequent the area involved. Several lawsuits have accumulated in connection to personal injuries or diseases causes by exposure to these pathogenic fungi. In addition, the insurance industry has lately been involved in cases that involve exposure to building-related real estate properties. Furthermore, fungal contamination involves all types of real estate properties, including residential, commercial and industrial buildings, and the effect of such contamination is doubly felt because the building’s structure itself will continuously deteriorate unless treated, and the residents of the home or the employees of a commercial or industrial company make succumb to fungi-caused illnesses. It has been strongly suggested that owners of real estate properties be cautious of the insurance coverage they procure for their employees should such untoward incident occurs in their company or industry. Asbestos is also an environmental issue that should be carefully considered in real estate. Asbestos is generally a component of pipes and boiler rooms, as well as in flooring materials and in roofs. Asbestos exposure cases are often higher in number in commercial and industrial companies, yet these cases may also occur in residential real estate properties. The amount of money require to solve any presence of asbestos in a building is usually huge, hence it should always be kept in mind that any possible cause for asbestos exposure be pointed out as early as possible, before any exposure is determined to be chronic, which is turn results in more severe health problems among individuals associated with the real estate property. Individuals practicing in the real estate business should be sincere enough to advise the client about any information that may be associated with asbestos presence or exposure within a real estate property he is showing and selling. Another element that has been identified as an environmental issue in real estate is radon. Radon gas shows no color or odor, and is very diffusible through water and air. This gas has been frequently reported in residential real estate properties, hence it is important that the water and air of a real estate property be tested for radon gas before any further step is taken towards the purchase or sale of a real estate property. Unfortunately, the safe or tolerable level of radon gas has not been established to date, hence any tests for the presence of radon gas in the water or in the air is just to satisfy the need to know where radon gas is indeed present in a real estate property. Real estate properties such as buildings and houses are often presented to potential buyers as painted structures that are ready for occupancy. Hence, the environmental concern for lead in the paint used to coat the walls of the rooms of the real estate property is also an issue. Individuals most affected by the presence of lead in the paint used to coat the walls are the young children who often play on the floor of the rooms of a residential establishment. Young toddlers often crawl around the house and unfortunately, ingest any little thing they find interesting in front of them. These little things may be lead paint chips that fall off from the wall and ceiling and land on the carpet, floor, or even the soil in the backyard. Other families enjoy gardening and planting their own vegetables, hence the presence of lead in the soil may pose a bioaccumulation of lead in the people living in this contaminated real estate property. It is therefore important that pre-erected real estate structures be evaluated for the presence of lead before any further step in done towards the purchase of the real estate property. Should lead be detected in a real estate property, an abatement procedure may be performed before any family or individuals move into the real estate property. Currently, there are several assays that may be employed in the identification and management of environmental issues associated with real estate properties (Spada, 1997). Hence, it is imperative that these environmental factors be tested before any purchase is done on a real estate property, because it these factors go undetected, the consequences on the personal health of the individuals that will live or frequently spend time within the real estate property will be affected. Such undisclosed environmental issues often end up in lawsuits, as well as tarnished reputations in the real estate business. Hence, for those in the real estate business, it is of prime importance that reliable and specific information be obtained about the real estate property they are advertising and selling. Such caution regarding the collection of information will serve as a good method is preserving the real estate business of a company. Certain real estate companies have established their own customized procedure in reviewing properties before they release these properties to the public and announce that this property is for sale. These customized procedures should be foolproof, robust and efficient in identifying environmental issues in a real estate property. Should this be kept in mind, there would probably be lesser cases of lawsuits and health illnesses in the future.

Mitch Snyder

Mitch Snyder (1943-1990) is known mostly for his work advocating for the rights of homeless people and specifically as a leader of the Community For Creative Non-Violence (CCNV). CCNV began in the early 1970s as an anti-war group and evolved into an organization that provides food, clothing, shelter, and educational programs for the poor and homeless. Towards his goal of improving the lives of homeless people, Snyder employed non-violent confrontational protest tactics aimed at shocking the public and drawing media attention to this cause. These protest tactics included building occupation, construction of a tent city in Lafayette Park, vandalism, and hunger strikes. During his time in prison, Snyder converted to Christianity and fully embrace a radical Catholic form of social protest. Snyder served two years in federal prison, 1970-1972, for violating the Dyer Act. While in prison at the Danbury Correctional facility in Danbury Connecticut, he met the radical anti-war Catholic Priest Daniel Berrigan and like Berrigan, Snyder became an outspoken critic of the Vietnam War and the treatment of prisoners in federal correctional facilities. His protest methods included prisoner work strikes and hunger strikes. The political and spiritual conversion he experienced in prison shaped his life. Upon being released in 1973 Snyder came home to rejoin his family. Less than one year later he left his family again and joined the Community for Creative Non Violence (CCNV) in Washington, D. C. CCNV was at that time operating a medical clinic, a pretrial house, a soup kitchen, a thrift store and a halfway house. CCNV came out of a discussion group about the Vietnam War at George Washington University. CCNV was also very active in non-violent direct action in opposition to the Vietnam War. Snyder became the driving force of CCNV but worked with many deeply committed people including his life and professional partner, Carol Fennelly; Mary Ellen Hombs, with whom he co authored Homelessness in America: A Forced March to Nowhere; and Ed and Kathleen Guinan. Snyder dedicated himself to awakening the national conscience and challenging the political system. Starting in the late 1970s, he had begun organizing demonstrations designed to call attention to the unmet needs of homeless men and women in the streets of the nation's capital, often leeping on steam-heat exhaust grates located near federal buildings. Headline-grabbing protests that Snyder sparked — as a leader of a onetime anti-Vietnam War organization, the Community for Creative Nonviolence — included a December 1978 takeover of the National Visitors Center, near Union Station, by homeless people. The action forced t he city to provide more shelter space. In November 1981 — three months after the New York settlement — Snyder led a group of about 150 activists and homeless people in building and occupying a tent camp they called â€Å"Reaganville† in Lafayette Park, across from the White House. In naming the camp after President Reagan, the activists were trying to evoke the Great Depression, when the jobless and homeless built camps they called â€Å"Hoovervilles,† after President Herbert Hoover. The next year, Philadelphia enacted an ordinance that also guaranteed the right to shelter, and in 1984 Washington finally acted. Partly in response to Snyder's and other protests, Washington voters in 1984 passed the nation's first referendum measure guaranteeing â€Å"adequate overnight shelter† to homeless people — a statutory equivalent of the New York legal agreement. He and CCNV pushed and prodded the District of Columbia, the local churches and temples and mosques, as well as the federal government to open space at night for homeless people, and worked to staff the space that was made available. Through demonstrations, public funerals for people who had frozen to death on DC streets, breaking into public buildings, and fasting, CCNV forced the creation of shelters in Washington and made homelessness a national and international issue. In the 1980s Snyder, Fennelly, and other CCNV activists entered and occupied an abandoned federal building at 425 2nd Street N. W. now Mitch Snyder Place) and housed hundreds overnight while demanding that the government renovate the building. Under intense pressure, the Reagan administration agreed to lease the Federal property to CCNV for $1 a year. Later the Federal government transferred the property to DC. It remains the largest shelter in Washington to this day. Snyder fasted twice to force the Reagan adminis tration to renovate the building. The first fast ended on the eve of Reagan's second election when Reagan promised to execute necessary repairs. Reagan failed to follow through on this promise, and litigation ensued. An Oscar-nominated documentary, Promises to Keep, narrated by Martin Sheen, follows that story and tells why a second fast was conducted. Sheen also played Mitch Snyder in the made-for-TV movie, Samaritan: The Mitch Snyder Story. Angered that Holy Trinity Parish in Georgetown planned an expensive renovation of that historic church, and maintaining that the money involved should be given instead to the poor, Snyder stood in the middle of the congregation throughout the Sunday Mass for many weeks as a protest, while other congregants knelt or sat during the service as was customary.

Attendance at a local seminar (report) Essay Example | Topics and Well Written Essays - 500 words

Attendance at a local seminar (report) - Essay Example â€Å"Project management is a carefully planned and organized effort to accomplish a successful project,† (Lonergan, K) Walters explained, stressing on the dire need of project managers in the industry. Walters further informed the students about different factors which influence the success of a project. They were Project team, sponsor, customer, programme manager, operations and the sellers. He mentioned that there were three crucial points related to project management also known as â€Å"triple constraint.† They are known as time, cost and scope. Walter mentioned the Work-Braeakdown-Structure where he described the project management tools, including, common sense, eyes, ears and all the other senses. He clearly noted that â€Å"trust but verify.† Dear Client, I have written what all I could understand from the pdf’s. If you think I am missing on some points do let me know. Apart from that, if you think I can pick up matter from the internet, I would do that. Let me

Project Management Essay Example | Topics and Well Written Essays - 4000 words - 5

Project Management - Essay Example Further, a project is highly resource intensive. In this context, a project life cycle denotes a logical sequence of activities that are employed to realize all goals and objectives associated with the project. Irrespective of the complexity or scope of the project, it must undergo several sequential stages during its lifetime. The project life cycle comprises four main stages (Kerzner, 2009): The planning phase primarily comprises the decomposition of the project into simpler tasks or segments that can be achieved individually with an adequate amount of interaction and coordination amongst them. For the purpose of the above question, the roles and activities of a project manager will be discussed within the last two stages of the project life cycle namely the implementation and completion phases. Haynes (2003) believes that the primary consideration for the project manager in this phase is to ensure that all major activities are executed correctly besides verifying whether proper control and monitoring is in place over all such activities. The implementation stage is the point where the planned solution is brought into existence to realize the specific requirements outlined under the problems being solved or purposes being realized. For example, in the case of systems and product development, an elaborate design identifying and accommodating all the major requirements is developed. The convergence between this design and the actual product being developed is evaluated through testing, constructing prototypes and by gathering reviews from major stakeholders. During the latter stages of this phase, there is a heavy effort among members of the project organization to begin planning for final activities like production, testing, maintenance and support. These subsequent activities also require considerable planning on a constant basis to take account of ongoing changes to the final outcomes and the supporting environment. Some of the

Three questions about the different type of editing Essay

Three questions about the different type of editing - Essay Example The film is without a proper plot and only contains a series of images. The author puts to use abstract imagery in an effort to make the viewer less nervous. This kills the role of plot and dialogue (Charmaz, 2000). To improve the relevance of his film, the producer applies dreamlike logic. The concept was popular with the duo’s previous films. Producers use unlimited imagination to direct images in the film. Un Chien Andalou images are crude with little professionalism, but audiences still find them fascinating. People continue to immortalize the eye-slicing image of Un Chien Andalou. The flow of images and use of space interferes with the aspect of sight in the film; watching the images becomes more dreadful for the audience. The production entailed disturbing and strange imagery. It is easy to see the audience shocked and disgusted as they view images landing on their minds with a thud. The daring nature applied in this film continues to remain one of the strongest even whe n compared to modern films from Hollywood and other production companies. The film deviates from the usual production shots that give characters symbols and impulses. The use of space invokes the power to provoke which makes it unique when it comes to cinematography. In my opinion, the use of space in this film gave room for the producers to present events that occurred between 1967 and 1977. Positives from the image include presenting an idea forethought and applicable in the subsequent generations within the industry.

Employee Training in Saudi Arabian SME Firms Essay

Employee Training in Saudi Arabian SME Firms - Essay Example This study is predicated on improved outcomes for employee training when executive or senior management show leadership through attendance at in-house training sessions. In Saudi Arabia, Bjerke and Al-Meer (1993) note that 'Arab employees' expectations, as seen by the managers, include "kind and human treatment", "care", "respect", "control", and "guidance"' (ibid. p.31). Further, Ali (2008) considers that this form of practical management is useful in motivating employees. Nevertheless, executive absence from other tasks may compromise the organisation's overall efficiency, although this stance is difficult to resolve, given the large number of variables involved and availability of hand-held communication devices. As this research examines the effectiveness of training programs with or without senior management participation, the objectives are therefore to consider subsequent employee attitudes and behaviours within these parameters. Further research could consider the cost of man agement attendance at in-house employee training courses against improved workplace environment. This research concerns employee training in selected small and medium sized enterprises (SMEs) in Saudi Arabia, defined as firms providing manufacturing-related services with annual sales revenue not greater than Saudi Arabian Riyal (SAR) 25 million and not exceeding 150 full-time employees.. Saudi Arabian SMEs comprise some 55 per cent of all national industry. A preliminary survey of the literature shows that researchers have not to date focussed on the needs of this group, in particular the capacity of this sector to absorb and retain significant numbers of school leavers and graduates coming into the Saudi job market. Therefore, more attention is needed to investigate management and employee training for this group. For the purposes of this research, management training comprises the transfer of skills to plan, organise and lead staff to attain organisational goals. Whilst organisational resources, systems and goals are in place, the purpose of the firm is to successfully direct its human resources towards sustainability and profit. Further, the firm must conform to Saudisation regulations which to some extent direct the employment, remuneration and working conditions of Saudis. It should be noted that there are significant numbers of guest workers in the Saudi labour force, and as their remuneration and conditions are not as controlled by the authorities, they represent a significant competitive challenge to Saudi in the workplace/ Whilst there is significant attention placed in this study toward the training of employees, only those aspects that relate to performance enhancement, and career-building are enclosed, and operational factors related to tasks and use of technology are omitted. 3. Contribution to Knowledge This study adds to the body

Movies Essay Example | Topics and Well Written Essays - 2750 words

Movies - Essay Example Considered in this movie are three movies upon which two are internet based movies while the third one is an artificial intelligence movie whose rationale is to showcase the timeline trends of computers and how various changes have occurred within the sectors that use computers and how realistic and relevant the movie themes hold to reality. Wargames, HAL 9000, and Catfish are the three movies in which modes of communication are observed through and how they differ from one movie to another with respect to time – HAL 9000 is the artificial intelligence movie in this list. SYNOPSIS OF THE MOVIES Wargames Wargames is a movie that is set in the 1980s upon which the capabilities of a computer program are viewed from a gamer’s point of view. In this case, the movie focuses on the computer program the WORP, also known as Joshua. Joshua in this case is an online game that engages users to lay out protocols and follow the gaming principles. In its design and structure, WORP has no malfunctions and therefore takes commands normally from anyone that can access login details. WORP is hacked by David and Jennifer using a backdoor entry in to the program’s code and triggers the program to come to live – killing and causing mayhem in real life. The movie also presents two aspects of governance and computer gimmickry upon which the government is unable to shut down the program while the hackers have an idea of how to rectify their created problem (Badham, 1983). While focusing on a program that transmits data and receives commands from a variety of gamers around the grind, it is observed that the means of communication in this case are rather represented by slow machines, dial up connections, and the use of 8† floppy discs to enable processing of traffic when playing the game. The mode of communication in this case is that the mainframe machine installed with the WORP communicates with other workstations through a virtual interconnectivity (B adham, 1983). The characteristics of communication in this 1983 movie are central to the tactics used to initiate a communication or initializing a connection with the mainframe machine. David and Jennifer hack into the program by using David’s home computer. This means that David, although he did not have as much resources in his disposal to hack the program, did not face complex processes of hacking into the program – this points to a major security problem with the manner at which online resources could be accessed and altered during this period (Badham, 1983). HAL 9000 HAL 9000 is a movie set in 2001 in which a mainframe super computer named HAL is entrusted with the duty to observe and sustain communications in a Jupiter bound spacecraft. The relevance of HAL within the spacecraft is to monitor and control various tasks of the spacecraft such as air conditioning, closing and opening of doors, and decoding and processing of instructions. In this case, the spacecraf t and its crew do not have much influence as to how HAL is designed. However, HAL is observed learning various natural language capabilities. This leads to the deaths of crew members such as Frank Poole and David Bowman as a conflict in instructional commands force HAL to make own decisions

Religious Essay Example | Topics and Well Written Essays - 500 words

Religious - Essay Example Such trips were necessitated by the requests of the father as well as studies [Marquita, Breit, Patricia, Burton & Paul [2002]. In 1930, Thomas Merton joined Oakham Public School during which time, Owen his father, died. However although the death affected Thomas Merton who sought support and financial help from the uncle was co-operative and finances to Thomas Merton was never a problem. Thomas Merton often received help from Tom Bennett, Owen’s former physician who was very supportive of Thomas as was the aunties and uncles. It was in 1932 during one of his visits to his grandparents in New York that Thomas Merton decided to venture into journalism by co-editing the school’s journal. In 1933, Thomas Merton visited Italy where he stayed in Rome where Merton acquired a Bible and become religious, severally praying asking God to ‘deliver him from darkness’. Up to when Thomas Merton was still faced many challenges such as not being aware of what he really wanted to become even as a college student at Clare College, Cambridge. In 1938, Thomas Merton then a student in Columbia came into contact with a Hindu monk called Mahanambrata Brachmachari, who influenced him in that instead of converting him into Hindu, Brachmachari encouraged the young Thomas to remain steadfast in Catholicism. Gandhi had an influence in shaping the future of the man in that, Merton was an admirer of Gandhi. Such events culminated in the Baptism of Thomas Merton in 1938. In 1941, Thomas Merton finally became committed to Catholicism and eventually graduated into a Catholic priest in 1949. Thomas Merton died in 1968 in Bangkok, Thailand. Thomas Merton continues to influence the live s of many as a writer, teacher, a priest and a family man. Howard was born several years after the birth of Thomas Merton in 1939. Unlike Thomas Merton, Howard went on to join active politics and eventually became the Prime Minister of

The Arab-Israeli Conflict Research Paper Example | Topics and Well Written Essays - 2000 words

The Arab-Israeli Conflict - Research Paper Example More so, Arab nationalism emerged due to the shared language, Islamic religion, as well as the history of the Middle East region and so Arab nationalist, hoped for political cooperation via the Arab League. Notably, Arab nationalism developed at the end of the eighteenth century to oppose European colonialism in the region. Arab nationalist radicals perceived Israel as their enemy not only because of their injustice against their colleagues in Palestine but also Israeli’sclose relation with the western imperialist aspirations especially concerning oil reserves towards the region.The Arab nationalism was, therefore, a significant cause of the Arab-Israeli conflict since it enabled the Arab nations to have a common enemy and this gave them strength to fight against Zionism as well as the western power. Ideally, the Arab states are supposed to join forces and remain unified towards the achievement of the common goals, opposing Israel. However, in practice, this is not always the case as their relations are more determined by conflict as opposed to cooperation. Notably, Israel is one of the leading factors contributing to the disintegration of the Arab nations and this is why all Arab states highly oppose it. Despite their differences, Arab states remain united in opposing Israel because according to them, individuals from different Arab states including those living in Palestine form one nation but Israel interfered with the sacred rights of this nation.

Case Management Essay Example | Topics and Well Written Essays - 1000 words

Case Management - Essay Example Case management can also be referred to as program coordination or service coordination (Levine and Brill 5). Case-management is a problem-solving function which is designed to ensure progression of services by overcoming the systems rigidity, misuse of certain facilities and fragmented services (Holt 15). Case management dominates in HIV/ AIDS programs in order to ensure that both the affected and their families get access to care and other services. It is also used in other programs which include the elderly, people with chronic disabilities, teenage mothers, mental health clients, veterans, the disabled, school children, substance abusers, developmentally disabled individuals among others (Holt 140). There is a number of ways in which people can access their needs during case management. The case manager should identify the problem facing the client. This will ensure that he has understood the type of conflict that he should address. This enables him to prepare adequately in managing the case. After getting to know the type of client one is working with then, the case manager should be able to categorize the clients according to case management settings (Holt 56). These include classification according to organization, type of case manager, payment, and the case manager functions (Holt 57). The client one is working with should cooperate effectively. This is because cooperation is effective in reducing the emotional component of the conflict. As one continues dealing with the client, he or she should assess the adherence of the client to the case management procedure (Levine and Brill 34). The tests chosen for the client are supposed to be accurate enough in order to generate the required end results (Holt 67). The case manager should take his/ her time in monitoring the client’s progress. Assessment of the client is an ongoing procedure (Holt 20). During this period, the case manager should have built a solid relationship with the client. Moreover,

The United States of America Essay Example for Free

The United States of America Essay The year is 2039 in the United States of America. There is a new mandatory government law and procedure that requires all American citizens to adhere to. The procedure is called the Ein which is a German word that means â€Å"one†. The procedure changes all normal human beings as we know them into super intelligent people and reconstructs them into beautiful beings. The process starts on an automatic escalator on which the human being rides, and travels from one machine to the next. The first machine controls the brain by using an automatic electronic head piece that descends from above onto the human head. The electronic headpiece shocks the brain and reprograms everything that is sympathetic such as emotions, empathy and creativity. After that part of the brain is completely numbed, the computer programming begins to transform the mind, turning everyone who enters into alienated, egocentric human beings. After the process is done, the human is totally dumbfounded and automatically moves to the next machine which is called the Van-Trans. To keep the human from feeling any pain, he or she is first injected with a super pain reliever and then the human’s skeleton reshapes into a human box. After the person is shaped like a box, the Van-Trans start the reshaping procedure. After molding and trimming, the person is created into a supermodel form. This is a governmental standard requirement for all people to follow who resides within the United States. All of the humans who are recreated are referred to as Supers by the government. Finally, when the procedure is finished, the Super is now allowed to exit the Machine. On one occasion after having the procedure done, there was a young woman who witnesses a little girl who was hurt in a car accident and she needed the young woman’s help. The little girl was unconscious and no one would help her because of how the required procedure affects everyone who has the procedure done. All of their emotions and compassion is removed during the procedure. Therefore, the woman just stepped right over the child having no feeling at all for the little girl. The world has been turned into a heartless society. The government has created a society that is numb to having feelings and worships their intellect and outer man. â€Å"Power has become so subtle and complex a thing [†¦] that only a subtle mind can watch it work; here it is still limited, still visible† (LeGuin 5). The people’s only power is their knowledge but they use their knowledge to get over on others who are not Supers like them. â€Å"Nothing succeeds like success† (LeGuin 5). Works Cited LeGuin, Ursula K. The Left Hand Of Darkness. New York: Walker And Company, 1969.

Marketing Strategies Used By Lic Commerce Essay

Marketing Strategies Used By Lic Commerce Essay Life Insurance Corporation of India was established in 1956. It comprises of 8 zonal offices and 101 divisional offices. LIC is fully government-owned. It provides individual insurance, group insurance and pension plans. The subsidiaries of life insurance corporation of India are LIC International, LIC Nepal, LIC Lanka, LIC Housing Finance. MARKETING STRATEGIES USED BY LIC LIC followed these strategies It got the first mover advantage. There was intense product differentiation. Market segmentation was done intensely to include people of almost all ages. LIC took help of advertisements to promote its brand value. They have used creative slogans so that they can hit the customers mindset. Attacked customers emotionally with these slogans. It avoids any interference w.r.t communication to the customers and reduces the number of advertisement agencies so that the correct message reaches all the customers so that the main objectives are fulfilled. SWOT ANALYSIS OF LIC Strength It ranks first amongst the insurance companies. After sales service, long term plans hold the most importance. Provides employment to 1,15,000 people Has around 2000 branches across India and 10,00,000 agents. Weakness since it is government-owned, therefore ther is very little innovation. gets affected by bureaucracy and red tape. it becomes difficult to manage the huge workforce in the times of economic crises. Opportunity Effective service can be provided to the urban sector with more use of technology. It can involve good brand proportion. There has to be proper implementation of the government schemes. Threats It poses threat since the government policies keep changing. The entry of insurance sector. BCG MATRIX OF LIC Market Growth highStar Jeevan anand Money plus policy Pension plus Question mark New Bima Nivesh New Jeevan Shree lowCash cow Group Scheme Health Plans Dog Amulya Jeevan l o w h i g h R e l a t i v e M a r k e t S h a r e DOG- it means low share of low market growth with no cash generation at all. It might even lead to break-even. Eg- Amulya Jeevan CASH COW- it means high share of low market growth, there is economic profit and even funds other brands. Eg- Group schemes and health schemes. QUESTION MARK- it means low share of high market growth and it consume resources. Eg- New bima nivesh and new jeevan shree. STAR-there is high market share and high market growth, there is high cost and low profit and it generates high profit. Eg- Jeevan anand, pension plans and money plus policy. PORTERS FIVE FORCES OF LIC BARGAINING POWER OF CUSTOMERS THREAT OF SUBSTITUTE PRODUCTS BARGAINING POWER OF SUPPLIERS COMPETITIVE RIVALRY WITHIN AN INDUSTRY THREAT OF NEW ENTRANTS CUSTOMER SATISFACTION Customer satisfaction refers to the phenomenon which shows how much the customers are satisfied the product or the services provided by the agencies. CUSTOMER SATISFACTION OF LIC : It encourage face-to-face dealing with the customers. It includes responding to the messages promptly and keeping all the clients well-informed. It is readily approachable and amicable in this tough competition with the other insurance players. The customer service policy must be clearly stated and well-defined. MARKETING ENVIRONMENT Macro-environment :The company and all the other actors operate in a large macro environment that shapes the opportunities and pose threat to the company. Major forces are : Demographic -since literacy and education increases employability, higher earning jobs also bring the change in perception about the need for insurance. Economic -Inflation rate: High inflation reduces the insurance business particularly life insurance quota, because the real value of money decreases with with increase in inflation rate. Technological more innovative channels like bank, post office, ATMs should be introduced. political and legal -IRDA act, 1999: bill allowed for 26% for an equity participation in the insurance sector. cultural -The work culture in the organisation was sloppy and strong trade union made it difficult for managers so that the job is done. Micro-environment: It consist of five components: Organising Internal Environment: Its several departments and management levels Marketing Channel Firm: Supplier and marketing intermediaries within it It consists of 5 types of markets in which organization can sell: consumer, producer, reseller, government and the international market Competitors Basically the other insurance companies like, Tata AIG, Bajaj Alliance, etc. All types of publics that have an actual interest in the organization ability to achieve its goal. CONSUMER BUYING BEHAVIOR First, let us know what influences consumer buying behaviour. They are:- Cultural factors Social Factors, and Personal factors Cultural factors: -LIC is a trusted brand in India and is totally owned by the government. -There can be unnatural events like death, sudden crisis, etc. Social Factors: -LIC focuses on both the reference group and family status of the people. -In joint families, there is less stress on buying behaviour. Personal factors: -LIC has different insurance plans according to the needs of the people concerning their age, lifestyle, values, personality and wealth. Key psychological process: -LIC has always motivated the customers by its influential insurance plans and its offers. People has a perception of buying LIC because it is government-owned and is considered number one in paying claims. SEGMENTATION, POSITIONING AND TARGETTING Segmentation: LIC in India was divided into 2 basic segments: individuals and corporate people. The first segment comprised of individual customers. It is further divided into four sub-segments protection, investment, savings and pension. Protection products gives only protection to the different customers from risk. These dont provide any savings facility to the policyholder. Investment products offer long-term investment growth and insurance cover. Savings products like endowment and money back policies provide both protection and investment benefits. Pension policies are products offered to the customers as income during their years of retirement after they quit their respective jobs. The corporate segment was divided into three sub-segments protection, statutory savings and pension. Down the line, LIC catered to both individual and corporate segments. Individual insurance policies include Endowment Policies, Money Back Policies, Term Assurance Plans, Periodic Money Back Plans and Joint Life Plans. The corporate policies include group insurance schemes such as group gratuity schemes, group term insurance schemes, group savings linked insurance scheme and group leave encashment schemes. Targetting: Targeting is the actual selection of the segment you want to serve the target market is the group of people or organizations whose needs a product is specifically designed to satisfy. LIC mainly targets children who are basically into schooling, people in earning periods and senior citizens who have got retired from their respective services. It not only targets the urban people but also the rural people. Positioning: Positioning is a marketing strategy so that people can form a mental image of the product in their minds (relative to other products). LIC positions itself as the most sort after insurance company providing financial solutions to the people. It is very popular among the people because it is government owned. BRAND EQUITY LIC has done a good job in reinforcing its brand image of the folded hands to the people. It is readily trusted by the people as it is one of the most oldest insurance player in the country. Its tagline ZINDAGI KE SAATH BHI ZINDAGI KI BAAD BHI has gained popularism not only in urban but also in rural areas. The slogan of LIC is Yogakshemam Vahamyaham which translates from Sanskrit to Your welfare is our responsibility. The literal translation from Sanskrit to English is I carry what you require. The slogan, written in Devanagiri script, is found below the hands holding the lamp. PRODUCT LIFE CYCLE QUESTIONNAIRE MARKETING SURVEY PERSONAL INFORMATION NAME: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. ADDRESS: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. CITY: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦..STATE: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ PINCODE: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. GENDER: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ MOBILE NO.: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ MAIL ID: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. Please tick (à ¢Ã‹â€ Ã… ¡) in the boxes, as relevant: What is your major reason for opting LIC as an investment policy? Investment Insurance Investment and insurance If others, please specify à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Does anyone else in your family have any kind of policy? Yes No If yes, please provide the details of the LIC policy your family is currently using. Termà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Maturity yearà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. Premiumà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Insurance coverage amountà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Why did you opt for this particular LIC policy? à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Have you ever been hospitalized in the last 3 years? Yes No If yes, what was the reason for getting hospitalized? Also, please state the expenses that you incurred during the hospitalization. à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ What is the current amount of premium per month that you are paying in this policy? Less than Rs 500 Rs 500 Rs 1000 Rs 1001 Rs 2000 Rs 2001 Rs 4000 More than Rs 4000 Have you ever bought an insurance policy from any one of the following companies? TATA AIG life insurance LIC of India Metlife Birla Sunlife Insurance If yes, then please mention the type of policy that you bought à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Do you currently own a life insurance policy? Yes No If yes, which of the following policy is it? Term insurance Permanent life insurance Whole life insurance Universal life insurance Limited pay life insurance Endowments Accidental death Others Have you made a claim on your existing insurance policy? If yes, please mention the type and amount of claim? Yes No Type of claimà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. Amount of claimà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. How much is your current insurance cover per month? Less than Rs 10000 Rs 10001 Rs 25000 Rs 25001 Rs 50000 More than Rs 50000 Are you satisfied with your insurance policy? Yes No Are you looking for a better LIC policy? Yes No THANK YOU FOR YOUR VALUABLE TIME AND PATIENCE.  Ã…  Ã‚ Ã…  Ã‚ Ã…  Ã‚ Ã…